Other Insurance

New regulator data to the end of 2019 show private hospital cover continues to fall, with 44,000 fewer people aged 25–34 insured than a year earlier. While insurers warn of added pressure on public hospitals, the evidence suggests the immediate damage is concentrated in the insurance risk pool and premiums, rather than a sudden surge in public hospital demand.

Australia’s recent floods have again exposed long delays in claims assessment and the growing problem of unaffordable premiums. Weather index insurance offers an alternative approach, triggering rapid, automatic payments when a measurable weather threshold is reached, but it also brings data, design and equity challenges.

Family travel insurance in 2026 can be both comprehensive and cost-conscious, especially when policies include “Kids Covered Free” pricing. This guide compares two standout plans—Travel Insured International’s FlexiPAX and Berkshire Hathaway Travel Protection’s ExactCare—across medical coverage, cancellation protection, pricing dynamics, and service factors families often care about most.

Affordable life insurance is possible, but the cheapest premium is not always the best value. This guide explains how to clarify what you need, compare policies, understand premium structures, and keep costs under control as your life changes.

Australia’s travel insurance landscape includes major insurers and well-known brands offering policies to travellers. Understanding the market’s key players and the role of data and consumer behaviour can help comparison-minded shoppers navigate options more confidently.

Many travellers assume insurance will step in if conflict disrupts flights or forces a change of plans. In most policies, war and related hostilities are specifically excluded, even when government travel advice escalates after you buy cover. Here’s how exclusions typically work, what you can still do with airlines and booking providers, and practical steps if you’re stranded or need to change plans.

Flight cancellations, conflict and extreme weather can derail even well-planned holidays. Understanding the exclusions in your travel insurance—especially around war and unrest—can help you avoid unexpected costs and know what to do if a claim is rejected.

Comprehensive car insurance offers the highest level of cover, but it isn’t automatically the best value for every driver. Here’s how to weigh your car’s value, your budget, how you use the vehicle, and what a policy actually includes before deciding whether to keep comprehensive cover or switch to a third-party option.

Pet insurance can help manage unexpected veterinary bills, but policies vary widely in coverage, limits and exclusions. Here’s a practical guide to comparing pet insurance in Australia, including what to check in the PDS, how perks and discounts work, and what to know about offers and eligibility.

Travel insurance can help protect you from unexpected costs such as medical emergencies, cancellations and lost baggage. This 2026 guide explains common cover and exclusions, what to look for in a policy, and how several major Australian providers structure their international plans.